Answered by Shaykh Muhammad ibn Adam al-Kawthari
Assalamu Alaykum
In the name of Allah, most Compassionate, most Merciful
Interest based loans are not permissible in Shariah, thus purchasing of a house on mortgage is unlawful. One must sincerely repent on one's actions and abstain from being involved in unlawful transactions in the future.
However, the house which was purchased by paying interest based loans (mortgage) does not become Haram and it is permissible for one to reside in it. Therefore, it is permissible for you to reside in the house.
If the money, which your father paid towards the purchase and furnishing of the house was given to you as a gift (as you have mentioned), then he can not claim it back. Only the 6000 pounds will have to be paid back as you agreed to repay him that amount. Neither is it necessary for you to pay him any profit, as the increasing of the value has no effect on a loan.
And Allah knows best
Muhammad ibn Adam al-Kawthari
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