Answered by Mufti Yusuf Mullan
Wa alaikum salaam wa rahmatullah,
Yes, you must stay away from applying for the loan and incurring the interest, even with the intention of switching to the lawful finance within a few months. The prohibition related to this is of the highest type, similar to that of eating pork or drinking wine. As such, there is no dispensation except in extreme situations of life and death.
And Allah alone gives success.
Yusuf Mullan
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