Answered by Shaykh Muhammad ibn Adam al-Kawthari
Wa alaykum assalam
Due to the overwhelming number of questions and other duties, I was unable go through all the guidelines mentioned by the finance company. However, by looking at the Shariah advisory board, it seems that the alternatives offered by them are in compliance with Shariah.
Shaykh Taqi Usmani, Shaykh Nizam al-Ya'qubi, Shaykh Yusuf Talal and others are mentioned as part of the advisory board, whilst the company's advisor is, my dear friend and the son of Shaykh Taqi Usmani, Dr. Imran Ashraf Usmani.
Therefore, it seems what the company has to offer is generally shariah compliant. However, you should check and make sure about each of the programs offered by them with a scholar.
wassalam
Muhammad ibn Adam al-Kawthari
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